UNLIMITED PTO UTILIZATION: 4.2 DAYS • YOUR 401K IS A SAVINGS ACCOUNT WITH ANXIETY • MEETING THAT COULD HAVE BEEN AN EMAIL WAS ALSO UNNECESSARY AS AN EMAIL • BURNOUT INDEX: 94.7 / 100 • SOFT LANDING: PENDING (SINCE 2022) • CONFIDENCE LEVEL: VIBES-BASED • UNLIMITED PTO UTILIZATION: 4.2 DAYS • YOUR 401K IS A SAVINGS ACCOUNT WITH ANXIETY • MEETING THAT COULD HAVE BEEN AN EMAIL WAS ALSO UNNECESSARY AS AN EMAIL • BURNOUT INDEX: 94.7 / 100 • SOFT LANDING: PENDING (SINCE 2022) • CONFIDENCE LEVEL: VIBES-BASED •
17 CALCULATORS · 0 CORPORATE JARGON

The spreadsheets your
employer won't give you.

Financial calculators built for people who understand compound interest but can't compound their salary.

your_finances.sh
$ cat /portfolio/status.txt

# Financial Health Check
EMERGENCY_FUND: 3.2 months (target: 6)
FIRE_NUMBER: $1,247,000
YEARS_TO_FIRE: 22.4 (mood: concerning)
SIDE_HUSTLE_ROI: 340%
RENT_VS_BUY: Rent wins (by a lot)

$ echo "At least I have a plan now"
At least I have a plan now

SELECT YOUR PLAN

TIER 0
The Sample
// taste before you commit
$0
email required for most tools
  • 50/30/20 Budget Planner
  • Paycheck Decoder
  • Emergency Fund Scorecard
  • Compound Interest Race
  • Net Worth Tracker
  • Side Hustle Breakeven
  • FIRE Calculator
GET STARTED FREE
TIER 1
The Essentials
// for the financially curious
$19 one-time
4 calculators, yours forever
  • Everything in Free
  • Side Hustle Breakeven
  • Debt Snowball / Avalanche
  • Contractor Rate Calculator
  • Rent vs Buy Analysis
  • FIRE Calculator
  • Tax Bracket Estimator
UNLOCK STARTER PACK
TIER 2
The Full Model
// your personal CFO, minus the equity
$49 one-time
all 17 calculators + future updates
  • Everything in Starter
  • FIRE Calculator
  • Tax Bracket Estimator
  • Profit Margin Calculator
  • ROI Calculator
  • Advanced versions of all tools
  • Future calculator drops included
GET THE FULL MODEL
TIER 3
The Retainer
// for the chronically optimizing
$79 /year
or $8.99/mo · cancel anytime
  • Everything in Pro
  • Quarterly calculator updates
  • Priority new tool requests
  • The Burnout Brief (premium)
  • Community access
  • Early access to new drops
  • Request custom calculators
START THE RETAINER

FULL INVENTORY

17 tools. All the math. None of the meetings.
50/30/20 Budget PlannerFREE
Paycheck DecoderFREE
Emergency Fund ScorecardFREE
Compound Interest RaceFREE
Net Worth TrackerFREE
Side Hustle BreakevenSTARTER
Debt Snowball / AvalancheSTARTER
Contractor Rate CalculatorSTARTER
Rent vs Buy AnalysisSTARTER
Tax Bracket EstimatorPRO
Profit Margin CalculatorPRO
ROI CalculatorPRO
FIRE CalculatorPRO
Contractor Rate (Advanced)PRO
Debt Optimizer (Advanced)PRO
Rent vs Buy (Advanced)PRO
Side Hustle ROI (Advanced)PRO
AI-POWERED · CUSTOM EXCEL OUTPUT · YOUR NUMBERS

Financial models in seconds.
Not billable hours.

Describe your scenario. Get a custom, formula-driven Excel model. Built by AI that actually understands finance.

model_engine.sh
$ fbo generate --type dcf --company "Series A SaaS"

# Generating 3-statement model...
REVENUE_MODEL: Built (5-year projection)
ASSUMPTIONS_TAB: Built (all inputs blue, editable)
SCENARIOS: Bear / Base / Bull
FORMULAS: 142 (0 hardcoded values)
OUTPUT: model_series_a_saas.xlsx

$ echo "That used to take me 6 hours"
That used to take me 6 hours

HOW IT WORKS

01

Describe your scenario

Tell us what you need in plain English. "5-year DCF for a SaaS company doing $2M ARR with 15% growth." Or upload existing data and we'll build from there.

02

AI builds the model

Our engine generates a complete, formula-driven Excel workbook. Real formulas — not hardcoded values. Blue inputs, black calculations, scenario tabs. The way it should be.

03

Download and customize

Get a .xlsx file you can open in Excel or Sheets. Every assumption is editable. Change the inputs, the model recalculates. It's your model now.

WHAT CAN IT BUILD

Four suites. One engine. Every model you hate building by hand.
📊
Founder Suite
Unit economics, burn rate projections, pricing models, break-even analysis, investor-ready P&Ls. For founders who need financials but aren't finance people.
20 models/mo included
📋
CPA Suite
Tax planning scenarios, entity comparison models, depreciation schedules, estimated payment calculators, client deliverable templates.
40 models/mo included
📈
CFA Suite
DCF models, comparable company tables, LBO templates, valuation sensitivity analysis, portfolio attribution. Analyst-grade output.
40 models/mo included
🛠️
CFO Suite
3-statement models, fundraising packages, cap tables, cash runway forecasts, board reporting templates. Everything a fractional CFO needs.
Unlimited models/mo

SELECT YOUR SUITE

FOUNDER
Founder Suite
// financials without a finance hire
$49 /mo
or $399/yr (save 32%)
  • 20 custom models per month
  • Unit economics builder
  • Burn rate projections
  • Break-even analysis
  • Investor-ready P&L
  • Pricing model generator
  • All Individual Tools included
START FOUNDER SUITE
CPA
CPA Suite
// tax season, automated
$79 /mo
or $649/yr (save 32%)
  • 40 custom models per month
  • Tax planning scenarios
  • Entity comparison (LLC/S/C)
  • Depreciation schedules
  • Estimated payment calculator
  • Client deliverable templates
  • All Individual Tools included
START CPA SUITE
CFA
CFA Suite
// analyst-grade, zero busywork
$89 /mo
or $749/yr (save 30%)
  • 40 custom models per month
  • DCF model builder
  • Comparable company tables
  • LBO templates
  • Valuation sensitivity
  • Portfolio attribution
  • All Individual Tools included
START CFA SUITE
CFO
CFO Suite
// the full finance office
$99 /mo
or $799/yr (save 33%)
  • Unlimited custom models
  • 3-statement model builder
  • Fundraising packages
  • Cap table modeling
  • Cash runway forecasts
  • Board reporting templates
  • Everything in all suites
START CFO SUITE

FREQUENTLY ASKED QUESTIONS

What format are the individual calculators?
Free tier calculators are interactive web tools right on this site. Paid calculators are delivered as polished Excel and Google Sheets files via Gumroad, plus web access for Pro and Retainer tiers. Finance people trust spreadsheets they can break.
How do the Professional Suites work?
Describe what you need — "3-year DCF for a $5M ARR SaaS company" or "S-Corp vs LLC tax comparison for $200K income." Our AI engine builds a custom Excel model with real formulas, editable assumptions, and scenario analysis. Download the .xlsx and it's yours.
Are the generated models actually good?
They're built on the same financial modeling standards used at top-tier firms. Blue inputs, black formulas, proper formatting, and every assumption is documented. They're not perfect replacements for a senior analyst — but they get you 80-90% of the way in seconds instead of hours.
Can I upgrade from Individual to a Pro Suite?
Yes. Any Pro Suite subscription includes all Individual Tools automatically. If you already bought the Individual Pro Pack ($49), email us and we'll credit it toward your first month of any Professional Suite.
What if I hit my model generation limit?
Additional models are $2 each, charged at end of billing cycle. Or upgrade to the CFO Suite for unlimited. Most users don't hit the limit — 40 models per month covers a busy CPA's entire client roster.
Why should I pay for spreadsheets?
You're paying for 200+ hours of financial modeling expertise baked into formulas you don't have to build yourself. The Debt Optimizer alone took 40 hours to model properly. A single Pro Suite model replaces 2-6 hours of manual work. Your time is worth more than $99/mo. Probably. We hope.

FORECASTEDBURNOUT © 2026 · ABOUT · NEWSLETTER · INSTAGRAM

The forecast remains: burnout, with a chance of synergy.